ONLINE PRIVACY POLICY

Island Pacific HomeLoans, LLC is committed to customer confidentiality and privacy. This online privacy policy specifically applies to Island Pacific HomeLoans, LLC’s online use and disclosure of information collected from visitors during the use of our websites for informational purposes by the use of online tracking technology, including cookies or action tags. This site is operated in and controlled from the United States of America. This online policy should be read together with the"What Does Island Pacific HomeLoans, LLC Do with Your Personal Information" Privacy Notice which, among other things, describes how Island Pacific HomeLoans, LLC may share personal information gathered from you and how you can opt-out or limit certain types of information sharing.

Effective Date

The Online Policy is effective as of 11/01/2016.

Changes to the Online Policy

This online policy is subject to change at any time to address future developments of Island Pacific HomeLoans, LLC, the websites, or changes in the industry. Please review it periodically. We will post the revised online policy on the site and will revise the "Effective Date" section above. Any changes to this online policy will become effective upon the posting of the revised online policy on the websites. Your use of the site following these changes means that you accept the revised policy. If you have any questions or comments about this online policy, please feel free to contact us via telephone at 808-544-5470.

TYPES OF INFORMATION COLLECTED

Contact Us Forms
We collect various types of personal information from visitors to the site through Contact Us forms. Information collected in these forms include your name, email address and telephone number. This information is used to contact you based upon the issue/comment submitted.

Web-based Cookies, Web logs and other technologies
We employ third party software, Google Analytics, to evaluate and track the performance of the website by using web-based cookies and tracking pixels. These cookies and tracking pixels contain an ID number which allows us collect aggregate information to measure the number of visitors to various sections of our website and track visitor visits.

Our web servers automatically collect limited information about your computer’s configuration and browsing activity when you visit our site. This information includes the browser software that you use, the operating system of your computer, the resolution of your computer monitor, the speed of your Internet connection, the website that referred you to our site and/or the search terms you entered into a search engine to reach our site, etc.

These web based cookies and web logs do not contain or store any personally identifiable information. We use this information only to learn more about how visitors are using our website, and to help improve the organization and navigation of our website.

SAFEGUARDING YOUR INFORMATION

Encryption
Island Pacific HomeLoans, LLC’s website is secure and encrypted for your protection. The information you provide to us online is protected by Secure Socket Layer (SSL) technology. SSL is the leading security protocol for transferring data on the Internet. This secure session helps protect the safety and confidentiality of your information when using our website.

Contact Information Your Provide Us and How It’s Used
When you supply us with your postal or e-mail address or telephone number online, you are requesting that someone from Island Pacific HomeLoans, LLC contact you regarding a product, service or issue. We will never ask for personal and confidential information via e-mail.

OTHER INFORMATION ABOUT OUR WEB SITE

Children Visiting Island Pacific HomeLoans, LLC’s Web Site
We respect the privacy of children and comply with the practices established under the Children's Online Privacy Protection Act. We do not knowingly collect or retain personally identifiable information from children.

Links To, or From, Island Pacific HomeLoans, LLC’s Web Site.
We may provide links to websites not affiliated with Island Pacific HomeLoans, LLC. If you proceed with these links that are not controlled by Island Pacific HomeLoans, LLC, you should review their policies and terms for their sites. In most instances, Island Pacific HomeLoans, LLC will notify the visitor that you are leaving our site to a non- Island Pacific HomeLoans, LLC website. Island Pacific HomeLoans, LLC is not responsible for information practices employed by websites linked to our web site. Generally, links to non- Island Pacific HomeLoans, LLC web sites are provided solely as pointers to information on topics that may be useful to users of Island Pacific HomeLoans, LLC’s web site.